Over 50s CoverHelping you get the right deal on Over 50's Cover
Over-50s life cover is a simple way to leave your loved ones money when you die, reducing their financial strain at a difficult and emotional time. Based on how much you choose to pay each month, a lump sum will be calculated and paid to your family when you die or as a gift.
Life insurance premiums rise with age, so if you’re looking for cover later in life, an over-50s plan is the most affordable option. Unlike traditional life insurance, you can get an over-50s plan without having to answer any health questions or pass a medical test. This means you’ll get cover regardless of any health issues you have.
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Will My Premium Increase Over Time?
No! You have the peace of mind that your price is guaranteed and will never change.
Usually our clients want to know that they don’t have to worry about prices changed especially in later life when they are on a pension income.
Whats The Difference Between terminal Illness Cover and Critical Illness Cover?
These policies do not ask medical questions so even if you have been declined elsewhere it will not have any impact on these. It is usually as simple as asking your age and smoker status and how much you would like to spend.
What If I Have Pre-existing Medical Conditions?
Yes! A personal critical illness policy will pay out a tax-free lump sum.