Helping you get the right deal on Income Protection Insurance.
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If something happened to you, would you be able to survive on your savings or work sick pay alone? An income protection insurance policy will cover a proportion of your loss of earnings (usually between 50% - 60%) meaning you can pay your outgoings during your period of absence from work. You’ll receive a monthly tax-free income until you’re able to return to work or until the policy expires.

 

In order to match your requirements with the right income protection policy, you’ll have a detailed and fully confidential consultation with one of our expert advisors. We will establish crucial details such as your age, occupation, your current state of health and family medical history. Based on all this information, we will find you the best deal whilst keeping costs as low as possible.

 

Get in touch for a free initial, no obligation Quote

Do I Need Income Protection?

Income Protection can be very useful for people who would struggle if they couldn’t work because of an accident or sickness.

If your savings won’t be enough to pay your bills for very long time after your sick pay finishes then income protection can help you replace part of your income.
Our advisers will recommend a policy which will help you should the worst happen so you don’t have to worry about the bills as much and concentrate on getting better.

When Will I Get The Money?

You will receive the pay-out after your deferred period. You choose how long you can last without the insurance, you might not need the insurance to pay out until your sick pay stops or your savings run out.

The longer your deferred period the cheaper your policy will be, some people would only want to wait 1 month where others can wait for 12 months. Your adviser will tailor the policy to your circumstances so you have the

How Much Cover Do I Need?

This will depend on how much you need to make sure you and/or your family needs to make sure your financially comfortable if your income was to stop.

Most insurance companies will allow you to cover the majority of your gross salary, if Income Protection is something that you feel you may need we will be able to help explain everything and find you the best deal.

Guaranteed Premiums

Your premium is guaranteed. This means it will not change, unless you have chosen inflation-linked cover.

Priority Protection Limited is an appointed representative of Quilter Mortgage Planning Limited which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Limited are entered on the FCA register (http://www.fca.org.uk/register/) under reference 440718. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.Priority Protection Limited is registered in England and Wales. Registration Number: 10848096 Registered Addresses: First Floor, Dart House, Saint George's Square BL1 2HB